Donna Brnilovich
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Buyers Resources This Month In Real Estate Eight steps to buying your home Deciding how much house you can afford Creating your home wishlist Location, Location, Location Opting for new home construction How can a real estate agent help me? Eight important questions to ask your agent Mortgage Calculator Contact us about buying a home Featured Property 21W651 Marston Court GLEN ELLYN, IL $300,000 4 beds | 2 baths 1116 East North Broadway Street LOMBARD, IL $265,000 4 beds | 2 baths 523 Danbury Drive OSWEGO, IL $370,000 3 beds | 3 baths 2962 Shelly Lane AURORA, IL $100,000 2 beds | 1 baths 13731 South Amherst Court PLAINFIELD, IL $160,000 4 beds | 2 baths 24337 Blackhawk Drive CHANNAHON, IL $242,500 3 beds | 2 baths 26724 Lindengate Circle PLAINFIELD, IL $229,000 4 beds | 3 baths 1529 West CADILLAC Circle 1 ROMEOVILLE, IL $1,450 2 beds | 2 baths 1479 South COUNTY FARM Road 2-3 WHEATON, IL $129,900 3 beds | 2 baths 405 W Front Street 203 Wheaton, IL $250,000 2 beds | 2 baths 515 Crescent Boulevard A Glen Ellyn, IL $0 297 Whitewood Drive Streamwood, IL $99,827 2 beds 840 SYMPHONY Drive AURORA, IL $129,500 2 beds | 2 baths 558 Irving Street Joliet, IL $140,000 4 beds | 2 baths 201 Monterey Drive Bolingbrook, IL $135,000 4 beds | 2 baths 2574 Hillsboro Boulevard 2574 AURORA, IL $114,000 2 beds | 2 baths 2151 Yellowstar Lane NAPERVILLE, IL $335,000 3 beds | 2 baths 25216 Round Barn Road Plainfield, IL $285,000 4 beds | 2 baths 25321 JACOB FRY Drive PLAINFIELD, IL $259,900 4 beds | 2 baths 12751 PINTAIL Road PLAINFIELD, IL $399,900 4 beds | 3 baths 514 Gardiner Court 514 Romeoville, IL $62,000 3 beds | 1 baths 24200 West Aster Court PLAINFIELD, IL $235,000 3 beds | 2 baths 2006 CHESTNUT GROVE Drive PLAINFIELD, IL $239,000 5 beds | 2 baths 2675 Asbury Drive Aurora, IL $289,000 4 beds | 2 baths 101 Cossitt Avenue East 202 LA GRANGE, IL $172,000 2 beds | 1 baths 1731 Tamahawk Lane NAPERVILLE, IL $217,500 2 beds | 2 baths 2115 Stonington Court NAPERVILLE, IL $508,000 4 beds | 2 baths 920 Jackson Avenue NAPERVILLE, IL $700,000 4 beds | 2 baths 722 North Center Street NAPERVILLE, IL $320,000 4 beds 1710 Windward Avenue NAPERVILLE, IL $190,000 3 beds | 2 baths 920 Jackson Avenue NAPERVILLE, IL $700,000 3931 Pratt Street 0 PLANO, IL $70,000 3 beds | 2 baths 2188 Fescue Drive AURORA, IL $200,000 5 beds | 3 baths 12612 Blue Iris Lane PLAINFIELD, IL $215,000 4 beds | 2 baths 3406 Cameron Drive 3406 ELGIN, IL $125,000 2 beds | 2 baths 149 Gregory Street 4 AURORA, IL $64,000 2 beds | 1 baths 21128 West CHASTWORTH Lane PLAINFIELD, IL $140,000 3 beds | 1 baths 2808 Spinnaker Drive AURORA, IL $250,000 5 beds | 4 baths 3004 Cranston Avenue ELGIN, IL $285,000 5 beds | 3 baths 2308 Graystone Drive JOLIET, IL $118,000 2 beds | 1 baths 1150 Camden Lane AURORA, IL $125,000 3 beds | 1 baths 198 Holmes Place MONTGOMERY, IL $185,000 3 beds | 2 baths 503 WAUBONSEE Circle OSWEGO, IL $200,000 4 beds | 3 baths Lot 131 Schmidt Lane YORKVILLE, IL $35,000 24820 Gates Ct Plainfield, IL $100,000 2 beds | 2 baths 2912 Jacob Avenue MONTGOMERY, IL $169,500 4 beds | 2 baths 2310 North OLDE MILL Road PLAINFIELD, IL $113,300 2 beds | 2 baths 1721 Fieldstone Court SHOREWOOD, IL $125,000 2 beds | 2 baths 322 Springlake Lane C AURORA, IL $60,000 2 beds | 2 baths 1092 Pheasant Run Lane AURORA, IL $48,000 2 beds | 1 baths Sellers Resources This Month In Real Estate Eight steps to selling your home How can a real estate agent help me sell my home How to price to sell and still make a profit Practicing good seller's etiquette Understanding the buyer Increasing your home's appeal Mortgage Calculator Contact us about selling a property

 Welcome and Thank You for visiting!

If you are buying, selling, investing or looking for general information, this site was created with you in mind, so we hope you can find the information, help and guidance you are seeking.  Using the latest technologies, market research and business strategies to exceed your highest expectations, our approach is built on professionalism, positive results, and personal touches.  
My goal is to help you achieve this! 

Short Sale Realtor Services:

Certified as a Short Sale & Foreclosure Resource specialist, SFR, call me if:

• you owe more than your home is worth
• you need to sell your home to avoid foreclosure
• concerns and questions about the short sale process

REALTORS^® who have earned the SFR certification know how to help sellers maneuver the complexities of short sales as well as help buyers pursue short sale and foreclosure opportunities. The certification program includes training on how to qualify sellers for short sales, negotiate with lenders, protect buyers, and limit risk. It provides resources to help REALTORS^®  stay current on national and state-specific information as the market for these distressed properties evolves.

What is a Short Sale? 

A short sale is  when a lender agrees to accept an amount that is less than the full payoff due, in satisfaction of a debt.  Example:  A customer has a payoff amount of $250,000.00, but the sale of the property only nets $220,000.00.  If, after thorough review of the specific circumstances, the lender agrees to accept that amount, it is considered a short sale or short payoff. 

A short sale will not be approved simply because an offer on the property is received for less than the amount owed.  The homeowner(s) must be able to prove an inability to repay the deficiency to their contractual amount owed.

Ask your lender if a loan modification program is available to you.  Your lender may agree to amend your mortgage to help you avoid foreclosure. For many lenders, loan modification is a suitable workout option since lender losses on foreclosures can run high.  A loan modification option would include lowering the interest rate, giving you more years to pay off the loan, forgiving part of the loan to lower your monthly payment.

Visit Avoiding Foreclosure HUD Web Page for alternatives to foreclosure.

When a loan modification still isn’t enough to relieve your financial problems, a short sale could be your best option if you have experienced a hardship for example:

•  job loss
• divorce
• death of a spouse
• relocation
• business failure
• illness and medical costs
• reduced income
  

 I have put together a  Short Sale Team; real estate attorney, tax advisor and credit repair firm. Together we have a thorough working knowledge of the short-sale process.  We are here for you.  Our goal is to keep everything in your best interest and look out for your financial future.  
 

 

 

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 Condo and Townhome Profiles--detailed reports that show how prices vary by area and size.

Single-Family Home Profiles--that show how prices vary not just by size but also by condition.